Find Direct Payday Lenders Now

Are you looking for a simple way to get a short term loan? If so you've come to the right place. PaydayLendersNow is not a direct lender or loan matching service. We simply list all the actual payday lenders that are lending to consumers in the US. It's that simple. No more wasting time and money trying to find an online lender. Use our comparison tool to get a loan today!

In a hurry & need an online payday loan today? Try the direct lenders listed below. They lend in nearly every state!


An established online lender that's been around for over 10 years. Featuring instant online approval & you can get up to $1,000 within 24 hours of applying.


MoneyKey offers online installment loans or a line of credit that can go up to $1,000 in 12 states. Borrowers can receive funds within one business day.

Check Into Cash

Check Into Cash offers a satisfaction guarantee on all direct payday loans. You need a checking account & steady job to qualify for a payday or installment loan.

Ace Cash Express

Ace offers a satisfaction guarantee when applying for a loan. You need a checking account & steady monthly income to qualify for an online loan of up to $255.

Blue Trust Loans

Direct lender that funds online loans of $200 to $2,500+. They often approve same day loans. You must show proof of income & employment to apply online.

Their online lender network provides personal loans of $500 to $35,000 nationwide with interest rates and financing terms that can work for you.

Check City

Check City offers short term funding and a fast 5 minute approval with no credit check. Click to get more information for applications of $1,500 in Utah & Nevada.


CashNet has offered direct payday loans for years and they may be the largest lender in the US. They claim that you'll get an instant lending decision.

Cash Advance

An online company who connects you with other lenders. They can help you get funds with a fast loan request process. APR and terms vary by state.


MoneyLion provides online direct loans in 32 states. Loan amounts will go from $200 to $10,000. You can pick payment terms & loan amounts upon approval.

Cash Central

Cash Central provides instant payday loans with a 24/7 online application process. They offer cash advances & installment loans of up to $1,000.

National Lending

National has been offering online short term funding nationwide since the late 90's. They don't require faxing and claim to have a very high loan approval rate.


With Speedy Cash you can apply for a payday loan online or over the phone. They have a quick lending process and instant funding if you qualify for a loan.

Money Mart

Money Mart is another huge online direct lender with many locations all throughout the country. They promise 15 mins. for bad credit payday loans.

Check 'n Go

Check 'n Go has retail loan locations in almost every state. Currently funding online cash advances and installment loans of $100 & up, depending on credit.

Money Tree

Money Tree provides direct payday loans in most Western states of up to $300. You can also get your cash sent straight to a debit card if you qualify for a loan.


Lendup is a direct lender in California, Missouri, Texas and Wisconsin. A good credit score isn't necessary and you get an approval decision in minutes.


Rise offers online personal loans of $500 to $5000 nationwide. They promise low rates that decrease over time and claim you can choose your own payoff terms.

Payday Direct

Payday Direct offers funding in nearly every state. To qualify for a loan you must be 18 years old, have a steady job with an active checking or bank account.

Advance America

Advance provides online advances, car title financing & installment loans in the United States. Customers can get more information any of their 1500 stores.

Click to view our payday lender comparison tool

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