Find Direct Payday Lenders Now

Are you looking for a quick and hassle free way to get a short term loan? If so, you've come to the right place. Payday Lenders Now is not a direct lender or loan matching service. We list all the actual payday lenders that are lending to consumers in the US. No more wasting time and money trying to find an online lender that offers guaranteed payday loans. Use our direct lender comparison tool to get an online loan today!

In a hurry and need an online payday loan quickly? Check out the direct lenders listed below!


An established online payday lender that's been around for over 10 years. Featuring instant online approval & get up to $1,000 within 24 hours of applying.

Cash Advance

An online company that connects you with other lenders. They can help you get funds with a fast loan request process. APR and terms vary by state.


A direct lender that funds online loans of $200 to $3,000+. They often approve same day loans. You must show proof of income & employment to apply online.


MoneyKey offers or services installment loans or lines of credit that go to $2,000 in 8 states. Borrowers may receive funds as soon as one business day.

Loan Center

Loan Center has been around since 2015 and recently started offering direct personal loans. Loan amounts go to $3,500 & you need fair to decent credit.

Their online lender network provides personal loans of $500 to $35,000 nationwide with interest rates and financing terms that can work for you.

Check Into Cash

Check Into Cash offers a satisfaction guarantee on all direct payday loans. You need a checking account & steady job to qualify for a payday or installment loan.


Amscot offers direct payday loans online with amounts that go to $600. They promise no credit checks and cash sent to your bank account within 24 hours.

Ace Cash Express

Ace offers a satisfaction guarantee when applying for a loan. You need a checking account & a steady monthly income to qualify for an online loan of up to $1500.


MoneyLion provides online payday loans in 29 states. Loan amounts will go from $250 to $10,000. You can pick payment terms & loan amounts upon approval.

Cash Central

Cash Central provides instant direct payday loans with a 24/7 online application. They offer cash advances & installment loans of up to $1,000.

BlueTrust Loans

Bluetrust has offered direct payday loans for years and is one of the largest online lenders in the US. They claim that you'll get an instant lending decision.

Payday Direct

Payday Direct offers funding in nearly every state. To qualify for a loan you must be 18 years old, have a steady job with an active checking or bank account.

Speedy Cash

With Speedy Cash, you can apply for a payday loan online or over the phone. They have a quick lending process and instant funding if you qualify for a loan.

Money Mart

Money Mart is another huge direct payday loan lender with many locations throughout the country. They promise 15 mins for bad credit payday loans.

Check 'n Go

Check 'n Go has retail loan locations in almost every state. Currently funding online cash advances and installment loans of $255 & up, depending on credit.

Money Tree

Money Tree provides direct payday loans in most Western states of up to $800. You can have your cash sent straight to a debit card if you qualify for a loan.

Check City

Check City offers payday loans with fast 5-minute approval and no credit check. Click for more information about loan amounts of $1,500 in Utah & Nevada.


Rise offers online personal loans of $1,000 to $5,000 nationwide. They promise low rates that decrease over time and you choose your payoff terms.

Advance America

Advance provides online payday loans, car title financing & installment loans in the United States. Customers can get more info at any of their 1,300 stores.

Allied Cash Advance

Allied is a payday loan direct lender founded in 1999 that funds online payday loans and installment loans for people with poor credit scores.


This retail lending company has hundreds of locations across the country with loans up to $6,500 and instant cash funding onto your debit or bank card.


LendingBear provides direct lender payday loans of $1,000. You can expect a 15 minute loan approval on cash loans with bad credit or no credit history.


CreditFresh is one of many direct lenders that offers direct personal lines of credit. They report on time payments to the credit reporting bureaus.

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