Find Direct Payday Lenders Now

Are you looking for a quick, hassle free way to get a payday loan? If so, you've come to the right place. Payday Lenders Now is not a direct lender or loan matching service. Instead, we list all the actual payday lenders that offer loans to consumers in the US. No more wasting time and money trying to find an online lender that funds guaranteed payday loans. Use our direct lender comparison tool to get an online loan today!

Are you in a hurry and need an online payday loan within one business day? Check out the direct lenders listed below! Most of these companies offer online loans of $255 or more with underwriting and approval in less than an hour. You can often pick up your money at a local lending location or have the funds wired straight to your bank account. You don't need good credit to qualify and all of these lenders actively offer online loans in 2025!

MyPaydayLoan

An established online payday lender that's been around for over 12 years. Featuring instant online approval & get up to $1,200 within 24 hours of applying.

Cash Advance

An online company that connects you with direct payday lenders. They can get you funds with a quick approval process. APR and terms vary by state.

MaxLend

A direct lender that funds online loans of $250 to $3,000+. They often approve same day loans. You must show proof of income & employment to apply online.

MoneyKey

Installment loans are available through MoneyKey for up to $2,500, depending on the state. Funds may be deposited as soon as the same business day.

Loan Center

Loan Center has been around since 2015 and now offers unsecured personal loans. Loan amounts go up to $3,500; you need fair to decent credit.

PersonalLoans.com

Their online lender network provides unsecured personal loans of $500 to $30,000 nationwide, with reasonable payoff terms of 3 to 36 months.

Check Into Cash

Check Into Cash offers a satisfaction guarantee on all unsecured loans. You need a checking account and a steady job to get a payday or installment loan.

Amscot

Amscot offers direct payday loans online with amounts that go to $750. They promise no credit checks and cash sent to your bank account within 24 hours.

Ace Cash Express

Ace offers a satisfaction guarantee when applying for a loan. You need a checking account & a steady monthly income to qualify for an online loan of up to $1500.

MoneyLion

MoneyLion provides online payday loans in 29 states. Loan amounts will go from $250 to $10,000. You can pick payment terms & loan amounts upon approval.

Cash Central

Cash Central provides instant direct payday loans with a 24/7 online application. They offer cash advances & installment loans of up to $1,500.

Speedy Cash

With Speedy Cash, you can apply for a payday loan online or over the phone. They have a quick lending process and instant funding if you qualify for a loan.

Money Mart

Money Mart is another huge direct payday loan lender with many locations nationwide. They promise 15 mins for bad credit payday loans.

Check 'n Go

Check 'n Go has retail loan locations in almost every state. Currently funding online cash advances and installment loans of $255 & up, depending on credit.

Money Tree

Money Tree provides direct payday loans in most Western states of up to $800. You can have your cash sent straight to a debit card if you qualify for a loan.

Check City

Check City offers payday loans with fast 10-minute approval and no credit check. Click for more information about loan amounts of $1,500 in Utah & Nevada.

Rise

Rise offers online personal loans of $1,000 to $5,000 nationwide. They promise low rates that decrease over time and you choose your payoff terms.

Advance America

Advance provides online payday loans, car title financing & installment loans in the United States. Customers can get more info at any of their 1,300 stores.

Allied Cash Advance

Allied is a payday loan direct lender founded in 1999 that funds online payday loans and installment loans for people with poor credit scores.

LendNation

This retail lender has over 300 locations nationwide, offering direct loans up to $6,500 and instant cash funding on your debit or bank card.

LendingBear

LendingBear provides direct lender payday loans of $1,000. You can expect a 15 minute loan approval on cash loans with bad credit or no credit history.

CreditFresh

CreditFresh is one of many direct lenders offering direct personal lines of credit. They report on-time payments to the credit reporting bureaus.

Premier Title Loans

Premier Title Loans offers online loans of up to $25,000 that don't require good credit and use a paid off vehicle as collateral.

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